209-815-4407 doug@zirpelins.com
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Medicare Advantage Plans

Medicare Advantage Plans (MAPD), also known as Medicare Part C, are private health plans offered to beneficiaries eligible for Original Medicare (Part A and Part B). Medicare Advantage Plans are not the same as supplemental Medicare insurance, like Medigap plans. They are a complete alternative to traditional Medicare health insurance that have the flexibility to offer additional services. With an MAPD plan you get all of your Medicare Part A (Hospital Insurance) coverage, Medicare Part B (Medical Insurance) coverage, and other health benefits through a single plan. By law, an MAPD plan must offer the same health insurance coverage provided by Original Medicare. Most offer more coverage and benefits. Call or Text Doug to find out more. (209) 815-4407 It’s important to note that joining an MAPD plan does not take you out of Medicare. You still have all of the rights and protections the government guarantees, however, your healthcare services are covered by your private insurer. ​Most people choose one of three types of Medicare Advantage Plans: Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, or Private Fee-for-Service (PFFS) plans. These common plans are offered in most areas. However, there are other types of plans that may or may not be offered in your area, including HMO Point-of-Service plans, Medical Savings Accounts (MSA), and Special Needs plans (SNP). Looking for an MAPD plan that can replace a Medigap policy that gives you fee-for-service flexibility at a reduced overall cost? Call Doug to investigate MSA plans in your area. (209) 815-4407