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Below is a list of the primary zip codes, city, and counties serviced by Zirpel Insurance

95201 Stockton San Joaquin County

95202 Stockton San Joaquin County

95203 Stockton San Joaquin County

95204 Stockton San Joaquin County

95205 Stockton San Joaquin County

95206 Stockton San Joaquin County

95207 Stockton San Joaquin County

95208 Stockton San Joaquin County

95209 Stockton San Joaquin County

95210 Stockton San Joaquin County

95212 Stockton San Joaquin County

95213 Stockton San Joaquin County

95215 Stockton San Joaquin County

95219 Stockton San Joaquin County

95220 Acampo San Joaquin County

95227 Clements San Joaquin County

95230 Farmington San Joaquin County

95231 French Camp San Joaquin County

95234 Holtville San Joaquin County

95236 Linden San Joaquin County

95237 Lockeford San Joaquin County

95240 Lodi San Joaquin County

95381 Turlock Stanislaus County

95382 Turlock Stanislaus County

95241 Lodi San Joaquin County 95242 Lodi San Joaquin County 95253 Victor San Joaquin County 95258 Woodbridge San Joaquin County 95267 Stockton San Joaquin County 95269 Stockton San Joaquin County 95304 Banta San Joaquin County 95304 Tracy San Joaquin County 95320 Escalon San Joaquin County 95330 Lathrop San Joaquin County 95336 Manteca San Joaquin County 95337 Manteca San Joaquin County 95366 Ripon San Joaquin County 95376 Tracy San Joaquin County 95377 Tracy San Joaquin County 95378 Tracy San Joaquin County 95385 Vernalis San Joaquin County 95385 Tracy San Joaquin County 95391 Mountain House San Joaquin County 95391 Tracy San Joaquin County 95686 Thornton San Joaquin County 95386 Waterford Stanislaus County 95387 Westley Stanislaus County 95380 Turlock Stanislaus County
95307 Ceres Stanislaus County 95313 Crows Landing Stanislaus County 95316 Denair Stanislaus County 95319 Empire Stanislaus County 95323 Hickman Stanislaus County 95326 Hughson Stanislaus County 95328 Keyes Stanislaus County 95329 La Grange Stanislaus County 95350 Modesto Stanislaus County 95351 Modesto Stanislaus County 95352 Modesto Stanislaus County 95353 Modesto Stanislaus County 95354 Modesto Stanislaus County 95355 Modesto Stanislaus County 95356 Modesto Stanislaus County 95357 Modesto Stanislaus County 95358 Modesto Stanislaus County 95360 Newman Stanislaus County 95361 Knights Ferry Stanislaus County 95361 Valley Home Stanislaus County 95361 Oakdale Stanislaus County 95363 Patterson Stanislaus County 95367 Riverbank Stanislaus County 95368 Salida Stanislaus County
95301 Atwater Merced County 95303 Ballico Merced County 95312 Cressey Merced County 95315 Delhi Merced County 93620 Dos Palos Merced County 95317 El Nido Merced County 95322 Gustine Merced County 95324 Hilmar Merced County 95333 Le Grand Merced County 95334 Livingston Merced County 93635 Los Banos Merced County 95340 Merced Merced County 95341 Merced Merced County 95343 Merced Merced County 95344 Merced Merced County 95348 Merced Merced County 95365 Planada Merced County 95322 Santa Nella Merced County 93661 Santa Rita Park Merced County 95369 Snelling Merced County 93665 South Dos Palos Merced County 95374 Stevinson Merced County 95388 Winton Merced County

Original Medicare pays for many, but not all, health care services and supplies. A Medigap policy is private insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). These are “gaps” in Medicare coverage. If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements the costs of your Original Medicare benefits. Note: Medicare doesn’t pay any of your costs for a Medigap policy.

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